Remortgage

Are you spending too much on your mortgage?

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Remortgage

In today’s market, many mortgage borrowers will choose to remortgage to a new mortgage deal every few years, either with their existing mortgage lender, or a new lender, in order to take advantage of competitive new interest rates and products on offer, or even to fit changing life circumstances.

With access to thousands of mortgage deals with banks and building societies across the UK at the click of a button, JRM Mortgage Solutions will work hard to find the very best mortgage deal to suit you and your needs. We’ll then take care of the remortgage process for you right through to completion, to ensure a smooth and efficient 5 star service.

WHY REMORTGAGE?

There are several reasons why you may wish to remortgage on to a new mortgage deal. You may just be looking for a more competitive interest rate. You may wish to release some equity from your property, to use for a number of reasons, including home improvements, debt consolidation, or even a deposit on another property. Whatever the reason, we can help, and we’ll take care of the entire process for you from start to finish.

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OUR EXPERIENCE & ADVICE COULD SAVE YOU £££’S

Staying on the same mortgage deal for the full mortgage term, could see you paying more interest than you need to. With our expert and friendly guidance, we’ll make sure that throughout your entire mortgage term, you pay as little interest as possible, by keeping in touch with you and regularly reviewing your circumstances.

Each time we arrange a new mortgage deal, we will make arrangements to contact you prior to your new deal ending, with a view to reviewing your circumstances again, each time looking to save you more money, and maybe even reduce your mortgage term, subject to your circumstances at that time.

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UNDERSTANDING THE COSTS

The cheapest interest rate isn’t always the best deal. There are many remortgage deals available with minimum or no associated costs. Most mortgage lenders currently provide and cover the costs of standard conveyancing fees, and will allocate one of their preferred conveyancers at mortgage offer stage, to handle the legal process for you. Many mortgage lenders also provide a basic mortgage valuation free of charge, which is a mandatory requirement, however some mortgage lenders will charge for this, as well as the conveyancing costs.

There could be other fees associated with your remortgage, such as product fees and arrangement fees. We will run through all the costs, explaining everything as we go, in a language you can understand. We will then find the product that ticks all the boxes for you.

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Want to know more about the remortgage process?
Give us a call on 0330 333 9990 or email enquiries@jrmmortgagesolutions.com

 

*We do not provide advice on 2nd charge mortgages or bridging loans.*
*Where customers have a need for these types of loan we will refer you to a specialist broker.*
*Your home may be repossessed if you do not keep up repayments on your mortgage.*